IndiGo SBI Card Elite: The Best Travel Card for IndiGo Flyers

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 19 Dec 25
  • 3 mins
indigo sbi elite credit card guide

IndiGo SBI Card Elite: The Best Travel Card for IndiGo Flyers

avatar of sandipan mitra
avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 19-12-25

Key Takeaways

  • Indigo SBI Card Elite offers high BlueChips earnings on IndiGo bookings and travel spends.
  • You get welcome and renewal 6E Eats vouchers plus milestone rewards.
  • Complimentary domestic and international lounge access boosts travel comfort.
  • Annual fee is ₹4,999, but benefits can outweigh the cost for frequent flyers.
  • Redeem rewards only through the IndiGo app or website for full value.

If you frequently fly with IndiGo, here is something worth knowing. IndiGo SBI Card Elite can help you earn over 5,000 BlueChips every year. 

From a generous welcome bonus to annual rewards and additional points on categories like dining and movies, the card packs strong value for regular travellers. Before applying, it is a good idea to explore its features so you can maximise savings on every trip.

IndiGo SBI Card Elite Benefits

IndiGo SBI Card Elite Benefits

You can get a welcome benefit of a 6E Eats voucher on your first transaction within 60 days of card issuance, after joining fee payment. You can get the same benefit on card renewal as well. 

If you spend at least ₹1 lakh within the first 90 days of card issuance, you can get 4 6E Prime Passes. Here are the other benefits that you can reap from this card:

  • You can earn 7 IndiGo BlueChips for every ₹100 spent on the IndiGo website or app.
  • The card offers 3 IndiGo BlueChips on hotel and travel spends and 2 IndiGo BlueChips on all other spends of every ₹100. 
  • If you spend at least ₹1 lakh in the preceding quarter, you can get 2 domestic airport lounge visits free of cost.
  • You can access up to 6 international airport lounges per year, with 2 per quarter.
  • On fuel transactions between ₹500 and ₹4,000, you can earn a 1% fuel surcharge waiver.
  • If you spend ₹3 lakh, ₹6 lakh, ₹9 lakh or ₹12 lakh, you can get 6,000 IndiGo BlueChips.
  • You can get up to 4 flight cancellations per year, each up to ₹3,000.
  • Lost card liability cover of ₹1 lakh and lost baggage cover of up to ₹75,000 are available with this card.

IndiGo SBI Elite Fees and Charges 

The IndiGo SBI Elite annual fee is ₹4,999 in addition to applicable taxes for the primary cardholder, which is the same as the joining fee. There are no fees applicable for add-on cards. 

Important Things to Remember Before Applying for IndiGo SBI Elite

If you are a frequent flyer with IndiGo Airlines, you can apply for this card to maximise your savings. Ensure you redeem your rewards at the IndiGo app or website to avoid missing the benefits.

💡Once you get the card, you can add it to the PICE App to pay your credit card bills on time without any hassle.

Conclusion

The Indigo SBI Card Elite is a strong choice for frequent IndiGo flyers, offering generous BlueChips rewards, travel perks, lounge access and valuable milestone benefits. With proper usage and timely redemption, the card can significantly enhance travel savings. Reviewing its features helps ensure you maximise every trip and expense.

FAQs

How many BlueChips can I earn per ₹100 spent?

You can earn up to 7 BlueChips per ₹100 on IndiGo bookings.

Is there a welcome benefit?

Yes, you get a 6E Eats voucher after your first transaction and fee payment.

What is the annual fee for the card?

The Indigo SBI Card Elite charges ₹4,999 annually plus taxes.

Do I get airport lounge access?

Yes, you get complimentary domestic and international lounge visits.

Where can I redeem my BlueChips?

You can redeem them only on the IndiGo website or app.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

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